Specify credit notifications
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In order for paywise search to perform significantly better than groping in the dark, needs to be able to inform alice.tld that is willing to extend credit in NZD to root@alice.tld.

Event Timeline

This could be combined with information about the sender's view of the outstanding obligation at a particular time, so that instances can automatically identify whether they've got matching views of outstanding balances, and if not, when the discrepancy arose. Automatic resolution of the discrepancy should probably not be attempted; identification of who was at fault is likely to require humans to investigate.